Kisan Credit Card KCC: Farmers will get Rs 5 lakh if ​​they apply? 

If you are a farmer and want to take advantage of Pm Kisan Credit Card Scheme ( Kisan Credit Card ), then today we are going to give you all the information related to Pm Kisan Credit Card Scheme and Pm Kisan Kcc Limit .

All the farmers who are beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana ( Pm Kisan Samman Nidhi Yojana ) will be given the benefit of Pradhan Mantri Kisan Credit Card Scheme ( Pm Kisan Kcc Limit ).

Under the Pradhan Mantri Kisan Credit Card Scheme ( Pm Kisan Kcc Limit ) , the purpose of giving loans of lakhs of rupees to these farmers without any guarantee has been made by the government.

 

Are you also a farmer, do you also have to take advantage of Pradhan Mantri Kisan Credit Card Scheme ( Pm Kisan KCC ) ?

If your answer is "yes" then continue reading this article.

 

The Pradhan Mantri Kisan Credit Card Scheme has been started recently by the Central Government. The benefit of Kisan Credit Card scheme will be given to all the farmers of the country by the governmentUnder the Kisan Credit Card Scheme ( Pm KCC ) , all small and big farmers of the countrycan get loans of lakhs of rupees at very low interest rates.  

Pm Kcc Online Apply /PM Kisan credit card online apply 

The biggest change in Pradhanmantri Kisan Credit Card Yojana has been made a few days ago.

As you all will know that all the beneficiary farmers under the Pradhan Mantri Kisan Samman Nidhi Yojana (Pm Kisan) will be given the benefit of Pradhan Mantri Kisan Credit Card Scheme ( pm Kisan KCC ) .

For which recently an application form ( Pm KCC Application Form ) has been given on PM Kisan Portal which had to be filled offline and submitted to the bank.

After filling and submitting PM KCC Form , PM KCC Card was made available to the farmers by the bank within 14 days.

But the great thing is that the process of applying PM KCC Online has also been started.

That is, farmers who do not want to go to the bank can apply for PM KCC through online .

We will know in further detail the process of how to do online PM KCC application.

Pm Kcc Online Apply Process

PM KCC Online Apply has been started. But a condition has also been placed in it….

Right now PM KCC Online Apply can be done only through Common Service Center.

Farmers cannot apply online for PM KCC by themselves.

The farmers who want to apply PM KCC Online will have to visit their nearest Common Service Center.

So till now you know that the online application for PM KCC has started but application can be done only through Common Service Center.

Next we get complete information about PM KCC Online Apply , after that we will know the process of how to apply online through CSC.  

Pm Kisan Guideline /Pm Kisan KCC Scheme Apply

All the beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana are eligible for KCC Scheme .

Those farmers whose Aadhar card is verified and they are getting PM Kisan installment, these farmers can submit the form of KCC Scheme in the bank.

A farmer can be given a loan of up to ₹ 160000 under Kisan Credit Card Scheme without any guarantee . 

In the general budget, a 16-point action plan for the welfare of farmers was introduced by the Modi government, in which an important point was given for the beneficiary of Kisan Samman Nidhi Yojana .

According to this important point, all the beneficiary farmers under Pradhan Mantri Kisan Samman Nidhi Yojana will be given the benefit of Kisan Credit Card Scheme (KCC) .

By getting the benefit of Kisan Credit Card Scheme (KCC) , all these farmers will be able to take loan up to ₹ 160000 from the government without any guarantee and they will have to pay very little interest on it.

In its announcement, the government said that in the first phase, 9.5 crore farmers will be linked with the Kisan Credit Card Scheme (KCC) and after that, out of 14.5 crore farmers, about 5 crore farmers will be connected in the second phase. 

That is, in simple words, it means that the farmers who are taking the benefit of Pradhan Mantri Kisan Samman Nidhi Yojana (PM KISAN) now, who are getting the installment amount, are fully eligible for Kisan Credit Card Scheme (KCC) .

Important Points Of Pradhanmantri Kisan Samman Nidhi Scheme KCC. First Of All Benefit To The Beneficiary Of Pradhan Mantri Kisan Samman Nidhi Yojana.

The farmers who are eligible beneficiaries of Pradhan Mantri Kisan Samman Nidhi Yojana will be given the first benefit by the government.

There Can Be Many Benefits Of Kisan Credit Card Scheme.

• Farmers will be given loans without any guarantee.
• Thanks to the pm Kisan guideline , now farmers can very easily go to the bank and apply for the Kisan Credit Card Scheme (KCC Apply) .
• Under the Kisan Credit Card Scheme (KCC loan) , farmers will now be given ₹ 160000 at a very low interest rate.
• If Kisan PM applies for kcc in the bank by taking Kisan KCC Form , then the bank manager will not be able to make any excuse.

Benefits Of Kisan Credit Card Scheme

1. Just as the Pradhan Mantri Kisan Samman Nidhi Yojana became the biggest scheme of the country, the Prime Minister Kisan Credit Card Scheme is also going to remain on its side. Almost farmers of the country will be given the benefit of Kisan Credit Card Scheme (KCC scheme ).
2. Through Kisan Credit Card , farmers will be able to take loans at cheap rates and repay it to the bank in easy installments.
3. Through Kisan credit card (KCC) , a loan of 12000 to 15000 can be easily given to the farmer on the kanal land .
4. If a farmer needs more than ₹ 160000 loan, then he can also give his land documents along with KCC Application Form so that more loan can be provided to him by the bank.
5. Under the Kisan Credit Card Scheme (KCC) , farmers will be given loans at interest rates of less than 4%.
6. The great thing is that now under Kisan Credit Card Scheme , loan facility is also available for animal husbandry and fisheries. You can get
   information about how to get Kisan Credit Card (KCC) for Animal Husbandry and Fisheries by clicking here.
7. All the beneficiaries of the Pradhan Mantri Kisan Samman Nidhi Yojana will be given benefits under the Kisan Credit Card Scheme by the Central Government .

Note: – There are many other benefits which will be given to the beneficiary of PM Kisan on getting the Pm Kisan KCC Yojana credit card .

Pm KCC Online Apply Process

If you want to apply for KCC through Common Service Center or if you are a Common Service Center operator and want to apply for farmer under Pradhan Mantri Kisan Credit Card Scheme . So we are going to give you its process below.

CSC Pm KCC Online Apply

Recently a newsletter has been issued through CSC in which a statement has been given which is as follows.

Enrollment Of Farmers Will Be Done Through CSC For Kisan Credit Card

• The Ministry of Agriculture has launched the government's e-governance service provider CSC SPV to fast track the registration of eligible farmers for Kisan Credit Card. Under the collaboration, around 3.65 lakh Common Service Centers will enroll interested and eligible farmers for KCC, which provides them credit support for farming as well as non-farm activities.
• CSC e-Governance India Limited has been authorized by the Ministry of Agriculture to register eligible farmers for KCC. Presently, KCCs have been provided to 6.67 crore farmers across the country.
• The government has decided to give the benefit of KCC to all 9.7 crore farmers registered under PM Kisan Yojana . Obviously, 50 per cent of the farmers do not have access to institutional credit under the KCC. In order to facilitate institutional credit to all the farmers across the country, the government has started a special drive to cover all the beneficiaries of PM Kisan Yojana . While the details of the scheme will be accessed through the PM Kisan portal, Village Level Entrepreneurs (VLEs) will enter the crop, allied activities and other details of KCC.
• After submitting the details, the VLE will provide a printout of the receipt to the farmer. VLE will collect Rs 30 per farmer for this service .

Note: - So by now you have come to know that CSC PM KCC Online Apply has started, further we talk about how to apply for CSC PM KCC ?

CSC PM KCC Apply Process 2022

• The process of applying for PM KCC through CSC has been started by the government for which an official portal has been given to CSC .
• By logging in to this official portal, the Common Service Center operator with the help of his CSC ID and Password can register the beneficiary farmer of the Pradhan Mantri Kisan Samman Nidhi Yojana under the PM KCC scheme.

CSC Pm KCC portal login /CSC PM KCC Apply

To create Kisan credit card through CSC , you should be a common service center operator (CSC VLE) and your CSC status should be “Active” i.e. on.

If you have CSC ID then you can apply online for KCC .

CSC Pm KCC Online Apply

• First of all you have to go to CSC PM KCC Portal . (https://eseva.csccloud.in/KCC/Default.aspx) Here is the link. https://eseva.csccloud.in/KCC/Default.aspx Click
• On clicking , the CSC PM KCC Portal will open in front of you, which will look something like this.

• As soon as you log in, where will you go to allow your Csc id to be authorized with the CSC PM Kisan Portal ? As shown below.

• Your CSC PM KCC Portal login will be done as soon as you allow . After which you will be able to apply farmer's PM KCC online .
• You will get to see a lot of information on CSC PM KCC Portal in which you will also be able to get information about KCC Scheme .
• To apply KCC Card , you have to click on the option of Apply New KCC . As shown here.

• On clicking Apply New Kcc , a new page will open in front of you in which you will be asked to enter the Aadhaar number. Whatever will happen like this.

Note: – Note: Here you have to enter the Aadhaar number of such a beneficiary who is receiving the installment money under PM Kisan.

That is, only the registration of the beneficiary of PM kisan can be done through CSC under PM KCC .

• If everything is correct as soon as you enter the Aadhaar number, then PM Kisan KCC Online Application Form will open in front of you. Which will appear like this.

• In this form, almost the information of the farmer is taken from PM Kisan Databas e Common Service Center Operator (CSC VLE) just has to enter the farmer's farming and crop information.
• After entering all the information of the farmer, the form has to be submitted. (Before submitting the form ₹14 some paise is paid by the Common Service Center Operator through CSC Wallet.) As shown below.

• In applying through Kisan Credit Card CSC, farmers have to pay a fee of ₹ 30 to the Common Service Center operator.
• As soon as the fee is paid, the registration of the farmer is done under PM KCC and an acknowledgment of registration is shown. Which is like this

• The Common Service Center operator has to print this registration acknowledgment and give it to the farmer concerned at the same time.
• Application id is written on top of PM KCC Registration Slip , due to which the status of his application can be checked in future through Common Service Center.

So you have got almost all the information related to Pradhan Mantri Kisan Credit Card Scheme (Pm Kisan KCC) .

There is always a question in the mind of farmers that how much loan will be given to them under Kisan Credit Card (Pm Kisan KCC) .

That is, what will be the limit of Kisan Credit Card given by the bank, that is, what will be the Kisan Credit Card Limit (Pm Kisan KCC Limit)?

Let us know about Kisan Credit Card Limit (Pm KCC Limit).

Kisan Credit Card Limit | Pm Kisan Credit Card Limit | KCC Limit

Under PM Kisan Credit Card , farmers are provided Pm Kisan Kcc Limit by the bank,  now all the farmers will have their account in different banks.

Due to which farmers are also given different amounts under Kisan credit card (Pm Kisan Kcc Limit) .

That is, the limit of Kisan Credit Card (Pm KCC Limit) depends on how much land the farmer has and what type of crop he cultivates on that land.

Let's get more information about Pm Kisan Credit Card Limit (Pm KCC Limit).

Let's understand by example.

Suppose you have 1 acre of land and you cultivate paddy on that land, then accordingly you can get ₹ 50617 Pm KCC Limit .

If you cultivate maize on 1 acre of land under Kharif crop , then you can get Pm KCC limit up to ₹ 23170 .

Kisan Credit Limit for Kharif Crop | PM Kisan Credit Card Limit (Pm KCC Limit)

Let us understand with the help of table. PM Kisan KCC Limit PM Kisan KCC Limit for Kharif crop on 1 acre of land.

1. 1. KCC limit above paddy ₹ 50617
2. 2. Pm Kisan Kcc Limit above Mecca ₹23170
3. 3. Pm Kisan Kcc Limit of ₹ 23054 on Jowar Cultivation
4. 4. Kisan Credit Card Loan (Pm KCC loan) up to ₹27346 on Bajra cultivation .
5. 5. Pm KCC Card Limit up to ₹ 23100 on soybean cultivation .
6. 6. KCC loan for groundnut up to ₹ 34068
7. 7. KCC Card Limit up to ₹ 40351 on Arhar Cultivation (Pm Kisan KCC Limit)
8. 8. KCC loan up to ₹ 20823 can be given on urd cultivation .
9. 9. Kisan Credit Card limit up to ₹ 20196 can be given on the cultivation of moong .

So till now you have cultivated Kharif crop in 1 acre of land.

Received information about Kisan Credit Card Limit (Pm KCC Limit).

If your land is more than 1 acre, then more loan will be given to you by the bank, the table we have given above is only for 1 acre.

Now let's talk about how much loan will be given to you under Kisan Credit Card if you cultivate Rabi crop.

Kisan Credit Limit for Ravi Crop | PM Kisan Credit Card Limit (Pm Kisan Kcc Limit)

• If you cultivate Ravi crop on 1 acre of land then under this also
• You will get different Kisan Credit Card limit on different crop cultivation.
• (kcc limit) is given, above which we will talk in detail below.

Kisan Credit Card Limit For Ravi Fasal

1. 1. You can be given Kisan Credit Card Limit (Pm Kisan Kcc Limit) up to ₹ 46581 on wheat cultivation .
2. 2. You can get Kisan Credit Card Loan (KCC Loan) up to ₹ 37666 on the cultivation of barley .
3. 3. You can get Kisan Credit Card Loan (Pm KCC Loan) up to ₹ 29532 on the cultivation of gram .
4. 4. Peas If you cultivate peas, then you can be given a limit of ₹ 28974 under Kisan Credit Card (Pm Kisan Kcc Limit) .
5. 5. You can get  Pm Kisan Kcc Limit of ₹ 35151 on Rye / Mustard cultivation  .
6. 6. On the cultivation of lentils , farmers  can be given a limit of up to ₹ 31635 under the Kisan Credit Card scheme .
7. 7. The KCC limit on linseed will be up to ₹ 21616 .
8. 8. Farmers can get KCC Limit up to ₹ 37910 on sunflower cultivation
9. 9. If farmers cultivate berseem , then KCC limit (Pm KCC Limit) can be found up to ₹ 30000 above it.

Note: - So till now you have received information about Kisan Credit Card Loan available on 1 acre of land on Rabi crop and Kharif crop , further we will give you information about some more crop and KCC limit available on it.

KCC loan on cultivation of medicinal/naxi crop.

1. 1. You can get KCC limit up to ₹ 100000 for potato cultivation .
2. 2. If you do sugarcane cultivation, then the limit of Kisan Credit Card will be given up to ₹ 77350 .
3. 3. On paddy cultivation, you are given Kisan Credit Card Limit (KCC) up to ₹ 50500 .
4. 4. For mint cultivation, you are given Kisan Credit Card Limit (Pm KCC Limit) up to ₹ 25000 .
5. 5. If you do the cultivation of Safed Musli, then you can get Kisan Credit Card Limit (Pm KCC Limit) up to ₹ 264000 .
6. 6. You are given Kisan Credit Card limit up to ₹ 96000 for the cultivation of Satavar .
7. 7. For the cultivation of meth , you are given a loan of up to ₹ 34800 under the Kisan Credit Card .
8. 8. Kala Meth that if you do farming then you are given Kisan Credit Card Limit up to ₹ 35000 under PM Kisan Credit Card Scheme .
9. 9. If you do the cultivation of Ashwa / Sarpagandha , then you are given PM Kisan KCC Limit up to ₹ 65650 .

Note: - Once again we would like to tell you that this limit is for 1 acre of land and for the above mentioned crops , if your land is two acres, then the limit you get will be doubled.

Let us understand by example if you cultivate paddy and you have 2 acres of land then youcan get limit under ₹ 50617 × 2 = 101,234 Kisan Credit Card (Pm KCC Limit) .

Note: - So till now you have taken Kisan Credit Card scheme (Pm Kisan Kcc Limit) and

Information about Kisan Credit Card Limit (Pm Kisan Kcc Limit) has been obtained.

FAQ Pm Kisan Kcc Limit, Kisan Credit Card Limit, Prime Minister Kisan

Q 1.1: – Are All Farmers Eligible For PM Kisan Credit Card?

Such is the “no”, the first phase of the Kisan Credit Card Scheme has been started in which the beneficiary farmers of the Pradhan Mantri Kisan Samman Nidhi Yojana, whose number is around 9.5 crore, have been considered as beneficiaries under the Kisan Credit Card Scheme.

Out of these 9.5 crore farmers, 6.6 crore farmers already have a Kisan Credit Card, while the remaining 3 crore farmers are the beneficiaries of the Kisan Credit Card Scheme.

Q 2.1: – Will The Beneficiary Of PM Kisan Is Given The Benefit Of PM Kisan Credit Card Scheme Directly?

This is also “no”. Being a beneficiary of PM farmer is just a bonus point for you that you will be given the benefit of Kisan Credit Card.

But to get the benefit of Kisan Credit Card, you have to get your registration online or offline through the Kisan Credit Card Scheme.
It is not necessary to apply only, your application is accepted or rejected by the bank, it also keeps it valid.

You will be given the benefit of the Kisan Credit Card Scheme only after the application is accepted by the bank.

Q 3.1: – I Already Have A Kisan Credit Card, Can I Increase Its Limit?

Yes, if you already have a Kisan Credit Card, then you can increase its limit but under this, you will have to submit some of your documents to the bank.

The demand for documents is decided based on your new limit.

Q 4.1: – If I Was Not Able To Apply For PM Kisan Yojana By Mistake, Can I Apply For This Scheme Now?

Needless to worry, if you did not apply for PM Kisan earlier, then contact your accountant and get your application done under Kisan Samman Nidhi at the earliest.

As soon as your application is made under the Pradhan Mantri Kisan Samman Nidhi Scheme, after that, you can also apply for the Kisan Credit Card Scheme from the bank or online.

Q 5.1: – I Have Less Land. Will I Be Given The Benefit Of The Kisan Credit Card Scheme?

It is a simple matter that if you are an eligible beneficiary under the Pradhan Mantri Kisan Samman Nidhi Yojana, then you can avail the Kisan Credit Card Scheme. Your land is less than that. It does not mean that the bank cannot refuse to give a loan to you.

The bank can refuse to give you a loan only when the loan requirement is more than one and a half lakh (1.5 lakh) rupees.

Q 6.1: – I Do Goat Rearing And Milk Dairy, Will I Also Be Given The Benefit Of Kisan Credit Card Scheme?

“yes” if you work for goat rearing milk or dairy or you gonna get more benefits if you follow the pigs.

First, you can also take advantage of the csc kcc apply online, otherwise you can also take advantage of the Animal Farmer Credit Card Scheme. Get information about Animal Farmer Credit Card Scheme by clicking here. 4

Q 7.1: – Within How Many Days Of Applying I Will Get The Kisan Credit Card?

If you apply by going to the bank and your application form is accepted by the bank, then within 14 days your Kisan Credit Card will be generated.

Q 8.1: – Do Any Charges Have To Be Paid For Making A Kisan Credit Card?

It depends if you go to the bank and apply for offline kcc , then you do not have to pay any charge for it.

If you apply for online kcc by visiting your nearest common service center, then you have to pay a charge of ₹ 30.

Q 9.1: – Is It Necessary To Be The Beneficiary Of PM Farmer To Take Benefit Of Kisan Credit Card Scheme?

 “yes” Prime KCC plans to take advantage of you should be the beneficiary of Prime farmers respect fund plan is essential.

by the bank, it also keeps it valid. You will be given the benefit of Kisan Credit Card scheme only after the application is accepted by the bank .

✔️ I already have a Kisan Credit Card, can I increase its limit?

Yes , if you already have a Kisan Credit Card (CSC Pm KCC) , then you can increase its limit, but under this you will have to submit some of your documents to the bank. The demand for documents is decided on the basis of your new limit.

✔️ I could not apply for PM Kisan Yojana earlier, can I apply now?

There is no need to panic if you had not applied for PM Kisan (CSC Pm KCC) earlier, then you should contact your accountant and get your application under Kisan Samman Nidhi as soon as possible. As soon as your application is done under the Pradhan Mantri Kisan Samman Nidhi Yojana , after that you can also apply for Kisan Credit Card Scheme from the bank or through online.

✔️ I have less land, will I be given the benefit of Kisan Credit Card Scheme?

It is a simple matter if you are one of the eligible beneficiaries under the Pradhan Mantri Kisan Samman Nidhi Yojana , then you can take advantage of the Kisan Credit Card scheme, if your land is less, it does not mean that the bank cannot refuse to give you a loan. The bank can refuse to give you a loan only if your loan requirement is more than 1.5 lakh (1.5 lakh) rupees.

✔️ I do goat rearing, will I also be given the benefit of Kisan Credit Card Scheme?

Yes, if you do goat rearing or milk dairy or you also follow pigs, then you are going to get more benefits. First you can also take advantage of Kisan Credit Card Scheme, otherwise you can also take advantage of Pashu Kisan Credit Card Scheme . Get information about Pashu Kisan Credit Card Scheme by clicking here.

✔️ Within how many days of applying I will get Kisan Credit Card?

If you apply by visiting the bank and your application form is accepted by the bank, then within just 14 days your Kisan Credit Card (CSC Pm KCC) will be generated.

✔️ Is there any charge to be paid for making Kisan Credit Card?

It depends if you go to the bank and apply for kcc offline, then you do not have to pay any charge for this. If you apply for kcc online by visiting your nearest Common Service Center, then for doing so you have to pay a charge of ₹ 30.

✔️ Is it necessary to be a beneficiary of PM Kisan to take advantage of Kisan Credit Card Scheme?

Yes , to take advantage of Pradhan Mantri Kisan Credit Card Scheme , you should be a beneficiary of Pradhan Mantri Kisan Samman Nidhi Yojana , it is very important.